Financial Advisor – Portugal

Our new client is a privately owned, long-established international wealth management firm experiencing continued growth across Europe. As a result, they are actively seeking self-employed, Level 4+ qualified International Financial Advisers to join their advisory team.

This is a high-quality advisory proposition, designed for experienced professionals who value autonomy, long-term stability, and modern infrastructure over short-term sales pressure.

They are open to taking as many strong advisers as they can onboard, provided they meet professional and ethical standards.

Preferred Locations:

There is particular demand for advisers who are:

• Based in Southern Portugal – Vilamoura / Algarve region

• Based in Cyprus – Paphos

Ideally candidates will be in-country, however advisers may also work from home or from one of the client’s offices where available.

Client Base & Jurisdiction Focus:

• EU passport holders strongly preferred

• Predominantly EU-based business

• Asia is possible only for advisers with substantial existing AUM, as the firm does not provide hand-holding or outbound marketing in that region

• Licensed in Indonesia for suitable Asia-focused advisers

Adviser Profile:

Essential:

• Self-employed

• Level 4 qualification minimum (or higher)

• Strong understanding of cross-border advice

• Client-first, relationship-driven approach

Assets Under Management:

• Existing AUM preferred, but not a deal-breaker

• No structured notes or loan notes within AUM portfolios

Why Join Our New Client?

This opportunity stands out clearly from the crowded international advisory market:

• Privately owned – no shareholders, no private equity, no exit strategy

• No intention to sell, merge, or dilute adviser autonomy

• Long-term vision focused on quality advice, not short-term volume

Most notably, the firm is heavily invested in cutting-edge AI technology, transforming the adviser experience:

• Client meetings are recorded securely…then

• AI generates a full 18 page fact-find, risk assessment, and suitability report within seconds

This dramatically reduces admin time, enhances compliance accuracy, and allows advisers to focus on what they do best: advising clients.

Regulatory & Licensing Overview:

Our new client operates through a group of regulated entities, each established as a separate legal entity within the jurisdictions in which they operate.

Investment Services – European Union:

• One group entity is incorporated and registered in Cyprus

• Authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC) as a Cyprus Investment Firm (CIF)

• Licensed to provide investment advice and related financial services

• Permitted to operate across all EEA member states on a cross-border basis

• Services are provided under the Markets in Financial Instruments Directive (MiFID) via EU Freedom of Services provisions

Insurance Mediation – European Union:

• A separate group entity is incorporated and registered in Cyprus

• Authorised and regulated as an insurance mediation firm

• Supervised by the Cyprus Insurance Companies Control Service

• Licensed to conduct insurance mediation activities

• Operates across the EU on a cross-border basis under the Insurance Distribution Directive (IDD) and EU Freedom of Services rules

The Bottom Line

This is an exceptional opportunity for experienced international advisers who want:

• Freedom and self-employment

• A stable, privately owned firm

• Serious investment in technology and adviser support

• A mature, compliant, long-term business model

• Strong demand in Portugal and Cyprus

If you’re a qualified adviser looking for a future-proof platform rather than a quick fix, this role deserves serious consideration.

Please note: This position would typically suit experienced UK CISI / CII level 4 qualified investment advisory candidates as most of the consumers served by my client are typical EU and UK expatriates. A minimum of three (3) years experience working in a UK wealth management business is a requirement. This position is NOT for someone from the accounting / auditing or financial management profession. This is a client facing, sales and targets driven profession for RDR UK qualified IFA’s. Please only apply if you have the relevant industry experience.