Financial Advisor – Malta

My client, a highly regulated international Financial Advisory firm dedicated to providing trusted cross-border advice to UK and EU expatriates, is seeking experienced Private Wealth Managers in Malta as they continue expanding their global advisory presence. You will join a team of internationally focused advisers and work remotely from your chosen geographical base while supporting expatriate clients living across Malta.

Their Private Wealth Managers deliver high-quality, trusted advice to high-net-worth clients and their families, providing holistic guidance to help them make informed financial decisions. In this role, you will work with a range of expatriate and internationally mobile clients to design and implement asset allocation strategies and financial plans tailored to their individual circumstances, helping them achieve their long-term objectives within their chosen level of risk tolerance.

Malta is widely considered a tax-efficient jurisdiction for expatriates, but navigating the country’s resident non-domiciled tax regime, remittance-based taxation rules and cross-border obligations requires specialist advice. Advisers play a key role in helping clients structure their pensions, investments and wealth efficiently while remaining compliant with Maltese and international tax regulations.

Clients frequently require guidance around UK pension transfers, SIPPs, ROPS structures, international investments and estate planning, ensuring their wealth strategies align with Maltese residency rules and their long-term financial goals.

As a Private Wealth Manager you will benefit from strong regulatory backing, access to a broad range of global investment solutions, the support of dedicated cross-border tax specialists and administrative support that allows you to focus on developing client relationships and delivering advice. You will also benefit from a highly experienced Business Development team generating qualified leads, alongside market-leading commission structures and the opportunity to progress into management roles as the firm continues expanding internationally.

The role ideally suits experienced UK-qualified Financial Consultants with prior experience providing advisory services to UK or EU expatriates and a strong understanding of international financial planning.

Applicants must be willing to work on a self-employed contract and commission-only basis.

Location:

The role will be based full-time in Malta, working remotely from the city of your residence while serving clients across the country and internationally. You will play a key role in developing a dynamic and passionate advisory team while expanding my client’s presence within Malta’s growing expatriate and international professional community.

Role and Responsibilities

• Providing strategic advice across a wide range of financial products and services;
• Assessing each client’s overall financial situation, understanding their objectives and developing tailored financial plans that deliver their goals;
• Designing tax-efficient investment and retirement strategies for expatriate clients with international assets and pensions;
• Advising clients on pension transfer options including SIPPs, ROPS and other international retirement structures;
• Guiding clients towards informed, secure and profitable financial decision-making;
• Keeping abreast of industry developments, regulatory updates and international market trends relevant to expatriate financial planning;
• Overseeing the implementation of agreed financial plans and reviewing them regularly to ensure they remain aligned with the client’s objectives;
• Ensuring all advice and actions comply with industry rules, regulatory standards and company procedures.

Key Duties

• Proactively identify and nurture new prospects, clients and professional intermediary relationships;
• Respond to and follow up sales enquiries via telephone, email and personal meetings;
• Build profitable, long-term relationships with clients by understanding their financial needs and delivering tailored solutions;
• At all times provide ethical, compliant and high-quality advice in accordance with company procedures;
• Ensure all sales and regulatory data is accurately recorded and maintained;
• Prepare client recommendations and financial planning documentation;
• Provide regular portfolio performance updates and financial reviews for clients;
• Participate in marketing activities such as networking events, seminars and professional introductions;
• Liaise and attend meetings and company functions necessary to support business development and organisational growth;
• Attend training meetings and professional development courses where required.

Skills and Knowledge Required:

• Already living and working in Malta, or have residency allowing you to live and work there;
• Ideally possess a Level 4 Diploma for Financial Advisers (CISI or CII) and/or at least five years’ experience providing financial advice, ideally within the international or offshore financial advisory sector;
• Other qualifications within the finance, pensions or insurance industries will also be considered;
• Proven track record as a Financial Consultant with relevant advisory experience;
• Fluent in spoken and written English;
• Strong verbal and written communication, negotiation and presentation skills;
• Ability to analyse quantitative financial data and provide appropriate data-based advice;
• High levels of accuracy and attention to detail with strong organisational and multitasking abilities;
• Solution-oriented with strong problem-solving skills and the ability to explain complex financial concepts clearly;
• Excellent IT skills and awareness of social media and digital communication tools;
• Self-motivated and driven to succeed with a passion for networking and acquiring new business;
• Willingness to take initiative and demonstrate creative thinking;
• Reliability and a strong professional work ethic.

Please note: IFAs must have a demonstrable track record advising on lump sum investment strategies, maintain high ethical standards and be capable of working independently in a remote advisory environment.

Please note: Applicants should have at least three (3) years’ client-facing experience in wealth management or life insurance advisory, with recognised investment qualifications (e.g. CISI, CII or equivalent). This is a performance-driven, client-facing role focused on relationship development and growth.

Interested? Apply today!
Take your advisory career to the next level with a firm that gives you freedom, support, and real growth potential — all within a compliant, forward-thinking network.